Generally when you break up your application into clients and a database server then your application is multiuser (there are specific things you should do but for your purposes you can ignore them).
If you connect to that database server from different clients then you are multiuser (database connection strings
www.connectionstrings.com.
Right and wrong depends on many factors which you can ignore if your application works.
It is unadvised to put your database files on external hard disk drives (the USB kind).