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Red Mist
It goes without saying
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FFS 
I was trying to work with "miss" but it just didn't click. I should have spotted the "reportedly" indictor too as it's an obvious one.
I blame the impending weekend! 
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I'd thought it was based on the main one and was CUE LESS
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No idea without this? (8)
It goes without saying
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CLUELESS!
I like it!
"I have no idea what I did, but I'm taking full credit for it." - ThisOldTony
"Common sense is so rare these days, it should be classified as a super power" - Random T-shirt
AntiTwitter: @DalekDave is now a follower!
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That lasted all of nine minutes.
It goes without saying
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It actually didn't last that long but I didn't want to post on Monday - Nice clue though
"I didn't mention the bats - he'd see them soon enough" - Hunter S Thompson - RIP
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It appears that I now have 2 banks that DEMAND that for authentication I receive an SMS code that I enter into the webpage. However, my carrier, MagicJack, doesn't accept such shortcode SMS (I am using the MagicApp via LDPlayer emulator).  And evidently, there are a lot of other carriers who don't as well.
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2 Factor authentication is not a legal requirement anywhere I am aware of, but ... it's a needed requirement to comply with standards in (among other fields) the financial industry to combat fraud and money laundering. Basically, the banks are taking proactive action to ward off mandatory legal measures which might be even more restrictive (and expensive for banks to implement).
Get used to it: it's going to be more prevalent in future!
Either complain to your carrier and get them to fix it, or switch to one that does ...
"I have no idea what I did, but I'm taking full credit for it." - ThisOldTony
"Common sense is so rare these days, it should be classified as a super power" - Random T-shirt
AntiTwitter: @DalekDave is now a follower!
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Option 1 then, and "why did you sign up to a four+ year contract?  "
"I have no idea what I did, but I'm taking full credit for it." - ThisOldTony
"Common sense is so rare these days, it should be classified as a super power" - Random T-shirt
AntiTwitter: @DalekDave is now a follower!
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Because a yearly subscription was $35, while a 5-year was $100.
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That's a good saving, but that's a long contract period!
"I have no idea what I did, but I'm taking full credit for it." - ThisOldTony
"Common sense is so rare these days, it should be classified as a super power" - Random T-shirt
AntiTwitter: @DalekDave is now a follower!
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OriginalGriff wrote: That's a good saving, but that's a long contract period!
Yes, but at > $2/mo for phone service, it's a feature to have it for that long. 
modified 4-Jun-21 19:39pm.
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True, but SMS is just about as insecure as no MFA.
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Because SMS is not encrypted end-to-end it's intrinsically insecure - but it's a better system than a password people write down in a book labeled "passwords" and leave lying around, given that most people cry like babies if separated from their mobile for more than 30 seconds or 2 meters, whichever comes first ...
At least the OTP's are short-time limited.
It's the "Something you are, Something you know, Something you have" paradigm at work.
"I have no idea what I did, but I'm taking full credit for it." - ThisOldTony
"Common sense is so rare these days, it should be classified as a super power" - Random T-shirt
AntiTwitter: @DalekDave is now a follower!
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Despicable. My US bank offers the options to either send an SMS or call your home phone and announce the code. My mobile lives in our vehicle in airplane mode, so I choose the latter.
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My particular bank will give me a call, where I am to punch in the code that it displayed on the webpage. But the stupid automated phone call won't accept my keypad entry because it's MagicJack.
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I don't follow. I thought your original post meant that the bank wants to send you an SMS. I believe MagicJack uses VoIP to provide voice calling. But SMS is like packet data. Trying to get an SMS on a regular phone would be kind of like trying to get a fax without a fax machine, so it's not surprising that it doesn't work.
What my bank does is make a regular voice call in which a synthesized voice announces the numbers in the code, after which I can type them into the login page.
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In the UK you CAN send an SMS to a regular landline with an ancient handset. BT (the telecom provider - although I use AdeptTelecom as my phone line provider) generate a spoken version of the text. Not sure how "readable" it is when the voice is speaking out random letters and digits, but for normal messages it's OK.
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Greg Utas wrote: I don't follow. I thought your original post meant that the bank wants to send you an SMS. I believe MagicJack uses VoIP to provide voice calling. But SMS is like packet data. Trying to get an SMS on a regular phone would be kind of like trying to get a fax without a fax machine, so it's not surprising that it doesn't work.
Via the MagicApp (via Android or iPhone), I can receive SMSs, but only from longcode (i.e., 10-digit) phone numbers. The standard Windows MagicJack app cannot do SMSs.
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don't they offer an App as a TAN-Generator?
I don't want an App for online banking, but my two banks have a "lite" version, where you only have a barcode reader that gives you the transaction summary and the pin to be introduced to confirm the order.
M.D.V. 
If something has a solution... Why do we have to worry about?. If it has no solution... For what reason do we have to worry about?
Help me to understand what I'm saying, and I'll explain it better to you
Rating helpful answers is nice, but saying thanks can be even nicer.
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A short code is an SMS number that your bank would use to communicate their text message program with you. At some point, you texted a keyword to their short code to subscribe and receive SMS (and MMS messages). Unless I'm misunderstanding, your bank should be sending the authentication code to your mobile number.
"One man's wage rise is another man's price increase." - Harold Wilson
"Fireproof doesn't mean the fire will never come. It means when the fire comes that you will be able to withstand it." - Michael Simmons
"You can easily judge the character of a man by how he treats those who can do nothing for him." - James D. Miles
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From reading explanations from a small US phone company that was doing wife-cellular voice handoff way before it was cool (initially their service only worked on Android handsets they sold because it needed major hackery at the base OS level) about why they didn't offer it for a few years after starting their service: Shortcode SMS is apparently a kludged together cluster![Elephant | [mastadon]](https://codeproject.global.ssl.fastly.net/script/Forums/Images/elephant.gif) of hacks and takes way more effort to implement than any sane person would expect.
Did you ever see history portrayed as an old man with a wise brow and pulseless heart, weighing all things in the balance of reason?
Is not rather the genius of history like an eternal, imploring maiden, full of fire, with a burning heart and flaming soul, humanly warm and humanly beautiful?
--Zachris Topelius
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