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Government is supposed to protect us from Big Business.
Instead, government partnered with Big Business - by mandating insurance coverage - and they now tag team the consumer.
This is why they can treat you like a little b*tch.
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We dumped DirectLine. They cnuts were taking the piss when they re-quoted on my car. I spent a long time on the phone and their music sucks. The "music" by arsewipe Bieber would have had more class. DL charged more, had no concept of rewarding loyal customers, and couldn't do less to help. I had ask for proof of NCD. They wanted to know why so I told them I'm switching provider. They couldn't try harder to keep me then. Too late. Cnuts had one chance but they screwed up. Never again will I go back to them.
If there is one thing more dangerous than getting between a bear and her cubs it's getting between my wife and her chocolate.
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Can't remember which insurance company it was, but a few years ago I got a renewal that I thought was too high, so I shopped around and found the same (better in fact) for £50 less. Rang teh original company to say "No, don't renew" and they asked why not.
So I told them.
The response was "would it help if I gave you a lower quote?"
Predictably enough, I said they should have done that in the first place.
According to the sales lady "That's what everybody says"
So why not do it then? Do they not want the business? 
Insurance is all a big con game anyway. When it comes to a claim, they do whatever they can to wriggle out of paying up - if it wasn't a legal requirement, would I have insurance? Don't know.
The universe is composed of electrons, neutrons, protons and......morons. (ThePhantomUpvoter)
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They don't chase their current customers because it makes sense not to.
Despite all the comparison website adverts the vast majority of people take a lot of shite before they switch.
Therefore it makes more sense to chase new customers and ignore those who are more likely than not just going to renew, or rather not cancel the automatic renewal.
Many years ago I was with Direct Line too. I got my renewal, looked online, noticed it was loads cheaper online as a new customer so phoned them up to try to get the same rate. Was told that I couldn't have it as a renewal cos it was an online only offer.
I change as often as I can now, or at least look to do so. I've been with Swift for a few years cos they are always cheaper than anyone else, largely because they didn't completely penalise me for a claim I made and other companies don't give me the credit they do.
Plus they have been extremely helpful when we have made a claim, or had a claim made against us, paid for everything without question despite us telling them that we thought the person making the claim was trying it on with a lot of the work.
It it wasn't a legal requirement I probably wouldn't have insurance, I've only needed it the once (new windscreens aside) and I'm glad I had it.
“I believe that there is an equality to all humanity. We all suck.” Bill Hicks
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OriginalGriff wrote: When it comes to a claim, they
We had an old Fiat Punto which got written off by a joy-rider in a presumed nicked car who decided to ram ours into write-off condition. Not once, but three times according to the brain-dead daughter of the friends we were visiting who witnessed it all and didn't even get the registration or a a description of the driver. That happened after 8pm when, get this for a laugh, Crawley police station closes down and after-hours case investigations pass to sleepy hollow Haywards Heath. About an hour later the fuzz from 'Aywards 'Eef called to say they wouldn't be able to come that evening and that they'll refer it back to Crawley. Following morning I went to the Crawley fuz-shop and I apologised for inconveniencing them and they said that as it happened after hours the boys in blue from 'Aywards 'Eef should have given me the case number for the insurance claim. One bunch of fuzz can't be arsed in the first place and the second bunch of fuzz say that something that happened on their turf belonged to someone else. I suppose what they were really telling me is that no crime was committed because nobody was (a) hurt, and (b) nobody witnessed it, apart from the friend's moron daughter who never was the brightest firework in the box. It took some five days to get a case number from them.
The perfick murder then is to kill a grunt in Crawley and dump him off in 'Aywards 'Eef, out of sight of all.
If there is one thing more dangerous than getting between a bear and her cubs it's getting between my wife and her chocolate.
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In our case if you do report a claim your rates go way up - which means you end up paying for it anyways.
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And that's after they have wiggled out of paying anything in the first place... 
The universe is composed of electrons, neutrons, protons and......morons. (ThePhantomUpvoter)
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Chris Quinn wrote: or an email with the details
I would never suggest that you print out an email with the details yourself, now that would be a really bad thing to do[whistling and looking the other way icon].
“That which can be asserted without evidence, can be dismissed without evidence.”
― Christopher Hitchens
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Not sure about pomiie insurance scammers companies, but in our neck of the continent there's a cooling off period during which you can cancel your policy and pay nowt.
If you can do that, phone other insurers and see who can email you details immediately.
MVVM # - I did it My Way
___________________________________________
Man, you're a god. - walterhevedeich 26/05/2011
.\\axxx
(That's an 'M')
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I finally persuaded them to swap the insurance back to the old car until the ned of the week, by which time the paperwork should have arrived. They agreed that there would be no charge for this, and I am legal again
It's well known that if all the cat videos and porn disappeared from the internet there would be only one site left and it would be called whereareallthecatvideosandporn.com
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Has Catherine, Duchess of Cambridge, given birth? While shopping I saw a magazine telling how bad the birth was for Kate and that William was called away during.
Tabloids great. Predicting the future.
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Sky report[^] that she's got four parking spaces reserved for the entire month. I could never see him running downstairs to feed money into a meter or indeed paying a ticket for late payment. 
As an aside, our local rag reported a case involving a severely disabled young girl whose parents were ticketed for over staying in a hospital parking space. The local council initially refused to waive the ticket until people started to write in and complain about it.
If there is one thing more dangerous than getting between a bear and her cubs it's getting between my wife and her chocolate.
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The answer is PAINTPOT
Anyone got the solution?
---------------------------------
Obscurum per obscurius.
Ad astra per alas porci.
Quidquid latine dictum sit, altum videtur.
CCC Link[ ^]
Can you Help?
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Quote: "Spring father before turning-point at this junction?"(8)
PA - father
INTPO - anagram of point
T - type of junction
Paintpot - A mudpot, mud pool or paint pot is a sort of hot spring or fumarole consisting of a pool of usually bubbling mud. T
“I believe that there is an equality to all humanity. We all suck.” Bill Hicks
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Sneaky. I half suspected that turning-point might have been an anagram but the humble "-" prevented me going further as I presumed turning-point meant turning-point and not turning point if you get my meaning. Still, a nice clue all the same. The devil is in the proverbial detail.
If there is one thing more dangerous than getting between a bear and her cubs it's getting between my wife and her chocolate.
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If they were too easy they wouldn't be fun.
---------------------------------
Obscurum per obscurius.
Ad astra per alas porci.
Quidquid latine dictum sit, altum videtur.
CCC Link[ ^]
Can you Help?
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Dalek Dave wrote: If they were too easy they wouldn't be fun.
I bet you say that about all the girls
“I believe that there is an equality to all humanity. We all suck.” Bill Hicks
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Hi Dave, I got the word but couldn't make the connection to *well* oh well
When the going gets weird the weird turn pro - Hunter S Thompson RIP
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, happiness, the greatest gift that I possess
I thank the Lord I've been blessed
With more than my share of happiness
BBC has this story[^] about happiness, what make people happy, how you can make yourself happier.
I was particularly struck by this line;
Quote: People who drink in moderation are happier than people who don't drink at all.
I'd imagine people who don't drink at all would be dead. Or perhaps they meant to include the word alcohol in there somewhere.
Next line was;
Quote: Men tend to be happier in a society where women enjoy greater equality.
I go to these two lines just as a Muslim lad started listening, although he still claims he is happy.
And then stating the bleeding obvious at the end;
Quote: Having children lowers your happiness levels, but your happiness increases when they grow up and leave home.
“I believe that there is an equality to all humanity. We all suck.” Bill Hicks
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I thank the Lord I've been blessed
With more than my share of a penis.
---------------------------------
Obscurum per obscurius.
Ad astra per alas porci.
Quidquid latine dictum sit, altum videtur.
CCC Link[ ^]
Can you Help?
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In your arse doesn't count though.
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I defer to your superior knowledge in this matter.
---------------------------------
Obscurum per obscurius.
Ad astra per alas porci.
Quidquid latine dictum sit, altum videtur.
CCC Link[ ^]
Can you Help?
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Well, I'm glad we all know you're the catcher and he's the pitcher now! 
“Education is not the piling on of learning, information, data, facts, skills, or abilities - that's training or instruction - but is rather making visible what is hidden as a seed”
“One of the greatest problems of our time is that many are schooled but few are educated”
Sir Thomas More (1478 – 1535)
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ChrisElston wrote:
Having children lowers your happiness levels, but your
happiness increases when they grow up and leave home.
You are mistaking childish satisfaction for fullfilment. Having kids is the most fulfilling experience and yes, it is stressfull, and yes, they are expensive, and yes, you cant be as slefish as before and just please yourself with fripperous mens toys. But if you think that is what happiness is rather than holding your child in your arms then you have your deffinitions all messed up.
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