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All I've ever bought from overseas was through Amazon, and I trust them more with my credit card details than I'd trust PayPal with my Subway card.
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I use Pay Pal only to pay for items. The only time I had a complaint against a seller, Pay Pal handled it promptly.
Mongo: Mongo only pawn... in game of life.
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Yay for PPPPPPPPP (Praising PayPal's Prompt Professionalism Pertaining Periodic Payment Problems).
Jeremy Falcon
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I had the same experience. I purchased print cartridges online which didn't arrive. The phone number on their website just kept ringing. There was no email address to contact them. I complained to PP and they refunded my money in about three weeks. I also raised a ticket with the police but heard nothing from them. I assume the site is still on the Net.
I also use PP to transfer money to my grandkids in Australia and have never had any problems with that either. The only annoyance is that I used to be able to transfer Australian dollars, even though I didn't own any. It was cheaper than transferring British pounds, which had a higher exchange rate. They have stopped that in the new version of PP. The last time I transferred any money, the only choice I had was British pounds. It used to show all the currencies.
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C-P-User-3 wrote: What advice do you have for someone before he sets up his own PayPal account ?
Welcome to ~15 years ago! 
Jeremy Falcon
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Remember your password.
I forgot it once and resetting it is (luckily) not as easy as clicking the "forgot password" button
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It is a hell of a rigmarole to get it changed. I have needed too do it a couple of times lately. Sometimes it completes without bother; other times I have had to retry using another of their methods.
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Don't buy anything via Paypal if it's over £100, use a credit card instead and get Section 75 protection.
Use a credit card via Paypal and you lose this.
[This is UK of course]
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You didn't mention what it is you want to use your PayPal account for. If it's just to buy and sell stuff, then the topic is pretty much covered by earlier comments.
If, on the other hand, you're considering PayPal as a payment gateway for an app you're writing, then I would urge you not to do so. I was about to go live with them once, but the Sandbox suddenly stopped working. It took 18 days to get a useless reply from their merchant account support team.
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ecnelson wrote: You didn't mention what it is you want to use your PayPal account for. If it's just to buy and sell stuff...
Another guy and I are collaborating on a project, and he asked me to set up such an account.
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If you change your country and want to add a new card from that country you'll need a new account. Accounts are bound to the country you open them in. This was a bit of an issue for me, but nothing major.
If you are expecting to receive over 2000€ then your money will get locked until you confirm your bank details. This is done in the EU against money laundering. My company sent me some cash as my bank is slow with transfers and I was going on a business trip. The next time they sent money again over Paypal and triggered the protection and I had to do bank verification within 30 days in order to clear the account protection. I was able to use the paypal funds, but still it was annoying.
On the other hand Paypal.Me is useful when you want to send money to your friend and don't have the cash.
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I've used them for years to get and send money around the world. No complaints.
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Don't know is this is any use, as it depends on what you want PayPal for, but my client just used a service called TransferWise[^] to send me a payment from Australia, to South Africa. He did this just after 15h00 SAST the last Friday in 2015, and even for local inter-bank transfers, that's cutting it fine.
Our delays, under normal conditions, on interbank transfers range from 0 to 3 days, but only some banks offer the 0 days option, at a fee. So I send you money today, you get it tomorrow, or two days after tomorrow. Now often transfers done after or even close before 15h30 (standard bank closing time) are only processed the next day, so I send you money late today, you get it minimum the day after tomorrow.
TransferWise say an international transfer using them should take "1-4 working days", but they will "only send or receive your money during regular banking hours". I googled the time in Sydney when he made the payment, and it was a little over 00h00 there, and that is surely outside of normal banking hours nearly all over. With Monday being a holiday for New Years day*, even a local payment made that time Friday I would have to wait until Wednesday for the money.
On Tuesday I received a mail from by bank requesting some mandatory compliance information, and had I been certain as to what to reply, would have received the money that day already. I delayed until last (Tuesday) night before replying to my bank, expecting only a helpful response some time today at best, and a no-go at worst. This morning at 07h30 I received an SMS that my bank had already received the funds, exactly the same time as for a local transfer, and might have even been quicker had I not delayed.
* In my mad country, if a would be holiday falls on a Sunday, we get the Monday as one in compensation. Hell, last week we even got Monday and Tuesday for Christmas and 'Boxing' day, whatever you call the 26th December locally.
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Just a few from my brain.
1. If you are a business, you probably DON'T need to pay the $30/month for virtual terminal.
2. The invoicing is pretty powerful and easy to use for your customers.
3. No reason at all to keep money in Paypal.
4. Most of the time it is better to pay with paypal through your credit card, even though they try to push you to pay with your banking source.
5. If there is fraud, Paypal is MUCH BETTER than Google w.r.t. refunding lost money, in my experience (found out when a backup hard drive was stolen from my car!)
6. The SDK for payments is pretty slick, even if you need to roll your own.
7. You can set up multiple emails to deposit money into the same paypal account.
8. Use tricks that gmail has for addresses segregating payments
eg. in gmail davidc at gmail.com, david.c at gmail.com, davidc+paypal at gmail.com
are all equivalent and go to the same gmail account.
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I had to create an account because that was how one vendor paid for services.
Used it a few other times for online purchases when it seemed that was the only way.
That was up to a few years ago; now credit cards are more widely accepted and direct deposit (seems) to have gotten easier. Also, e-transfers are simpler and are often free (or included in your bank services).
PayPal I think is still useful if you have your own site and are looking for "donations".
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Rather than manually withdrawing, contact PayPal and have "Auto-Sweep" enabled.
Doing so means that funds in your PayPal balance are automatically swept into your connected bank account at the end of each day.
I have one client who deals in paramilitary gear who (temporarily) lost close to $100k when PayPal froze his accounts after someone claimed he was selling firearms and ammunition (which wasn't the case, not even remotely!) and using PayPal for doing such.
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I'm going to do some steganography.
I found THIS PAGE which lists a few tools.
If anyone has any knowledge of these, or other suggestions, please speak up.
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Have you already seen the articles on CP about steganography?
Cheers!
"I had the right to remain silent, but I didn't have the ability!"
Ron White, Comedian
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Have you tried searching the website for steganography? If not, that could be a good starting point.
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So, Sunday (1/1) I was on my way, with Mrs. Wife, to visit son, other family members, and etc., but they dwell in a place called Hoboken, New Jersey. We arrived at the Hoboken Path station and were going to take the light rail, for the first time, to his abode.
It was, however, a Sunday, and weekend schedules were in effect. Apparently, that means the train to his place is not going to run until Monday morning. Meanwhile, our tickets were stamped with the date-time and would become worthless in 45 minutes.
Luckily, some poor unfortunate (i.e., a local denizen) pointed out to us that we can take another train, the other way, get off and take the train back to where we wanted to go. Whilst on this ride I came to a great realization, completing a long known and oft repeated statement (q.v.):
You can't get there from here, unless you go someplace else.
| Ravings en masse^ |
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| "The difference between genius and stupidity is that genius has its limits." - Albert Einstein | | "If you are searching for perfection in others, then you seek disappointment. If you are seek perfection in yourself, then you will find failure." - Balboos HaGadol Mar 2010 |
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Hoboken, New Jersey.
I believe thats where Frank Sinartra came from...
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glennPattonInThePubAGAIN wrote: thats where Frank Sinartra came from.
He came from there orignally but had to go somewhere else first.
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And the cake boss, can't forget the cake boss[^].
Jeremy Falcon
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