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I use PayPal all the time. One nice thing is when buying from a site where you can pay with PayPal, they automatically get your shipping address transferred.
The only thing that makes me SoMad, is the way they rob you on the exchange rate when you buy something in another currency.
I also created a new, dedicated mail address when I signed up. I guess I was a bit paranoid, but that's just because everyone is out to get me. 
Soren Madsen
"When you don't know what you're doing it's best to do it quickly" - Jase #DuckDynasty
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SoMad wrote: The only thing that makes me SoMad, is the way they rob you on the exchange rate when you buy something in another currency.
That sucks arse then, pretty much everything I buy online is in a foreign currency. I only remember buying one thing from Australia online and that was cause I didn't fancy the 4,000km+ drive to pick up.
Michael Martin
Australia
"I controlled my laughter and simple said "No,I am very busy,so I can't write any code for you". The moment they heard this all the smiling face turned into a sad looking face and one of them farted. So I had to leave the place as soon as possible."
- Mr.Prakash One Fine Saturday. 24/04/2004
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Bummer dude! 
"When you don't know what you're doing it's best to do it quickly" - Jase #DuckDynasty
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SoMad wrote: everyone is out to get me
CP only has ten million members; that's a lot less than "everyone".
I wanna be a eunuchs developer! Pass me a bread knife!
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[Placing tinfoil hat firmly on head  ]
"When you don't know what you're doing it's best to do it quickly" - Jase #DuckDynasty
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Mrs. Wife uses them a lot but only because those arsewipes that run ebay insist you do. So far she's not been ripped off by them but some of the wankers she buys from try it on with P&P costs. She bought two similar sized items and both were up t'north in Yorkshire. One charged no more than £3 postage and the other wanted something like £12. I told her to complain to the ebay arsewipes and they must have dumped on the arsewipe seller who later emailed to say the P&P was an "administrative error" and then dropped the P&P to something close to £4.50.
Now, be a good boy and bury your head in a crate of beer. 
If there is one thing more dangerous than getting between a bear and her cubs it's getting between my wife and her chocolate.
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Technically, I think all of that is eBay, not PayPal...
Soren Madsen
"When you don't know what you're doing it's best to do it quickly" - Jase #DuckDynasty
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Probably, but try and buy something from them that doesn't require paypal as the only means of payment process or ""authorisation". 
If there is one thing more dangerous than getting between a bear and her cubs it's getting between my wife and her chocolate.
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That's a problem with the ebay business model. They take a cut of the price, but not of the shipping fees. Sellers, of course, then make their products cheap and raise the shipping & handling to make their money.
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You are so correct, absolutely useless, no time for them, nothing but trouble.........wait, that doesn't sound right.
In fact, I have had no issues with them ever. Much rather put my faith in them, than giving some random my CC details.
But that is not what you want to hear is it!
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DaveAuld wrote: But that is not what you want to hear is it!
No! Don't you have a helicopter to catch?
DaveAuld wrote: You are so correct, absolutely useless, no time for them, nothing but trouble.........wait, that doesn't sound right.
In fact, I have
had no issues with them ever. Much rather put my faith in them, than giving some random my CC details.
But do you use them? I have bought multiple dozens of things off the internet over the years giving my Credit Card to randoms and never had an issue.
Michael Martin
Australia
"I controlled my laughter and simple said "No,I am very busy,so I can't write any code for you". The moment they heard this all the smiling face turned into a sad looking face and one of them farted. So I had to leave the place as soon as possible."
- Mr.Prakash One Fine Saturday. 24/04/2004
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Michael Martin wrote: Don't you have a helicopter to catch?
Not until Tuesday, then I'm homeward bound.
I use Paypal all the time, especially handy so you don't have to have your credit card to hand. I have only had two or three problems in my credit card owning history and these were recticfied by the issuing company.
I used to know my primary credit card number, issue and expiry dates and cvc code off by heart, but my memory is too full of other cr@p now that I would need to go get it if I needed it.
I also like how I can choose which payment method the funds get pulled from, i.e. credit card, paypal balance or direct from bank, depending on what I am buying.
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Michael Martin wrote: just want some CPian's to feed me bullsh*t as to why I should embrace PayPal
Nope can't help, never have, never will use them if I can possibly help it.
Michael Martin wrote: that will save me 38.5% per year
Of what - if 38.5% of $100 then it is not worth getting shafted by them!
Never underestimate the power of human stupidity
RAH
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Mycroft Holmes wrote: Of what - if 38.5% of $100 then it is not worth getting shafted by them!
USD$96.00 versus USD$156.00 and that is the current rate. I only expect prices to go up.
Michael Martin
Australia
"I controlled my laughter and simple said "No,I am very busy,so I can't write any code for you". The moment they heard this all the smiling face turned into a sad looking face and one of them farted. So I had to leave the place as soon as possible."
- Mr.Prakash One Fine Saturday. 24/04/2004
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PayPals business model is accusing random people of fraud so they can freeze their accounts. They can then just take the money, because it's impossible to ever get an account unfrozen.
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They froze my account once, because there was some problem with my ID - never did get to the bottom of exactly why. But they unfroze it within a week when I proved I was who I said I was. I'd rather they did it that way than let people impersonate me!
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You're lucky they didn't just find an other excuse to immediately re-freeze it. You're probably just a buyer then? With not that much money in the account?
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No, I've sold a few things on FleaBay which means you have to use them, but I don't like the percentage cut they take, or the way they are so rabidly on the side of the buyer, even you can prove delivery to a lying elephant...never lost the money or the goods, but it's been unnecessary hassle at times.
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Very lucky then. Buy a lottery ticket 
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2.9% is too much? Or do you mean that they take anything at all?
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2.9% is too much for the simple service they provide (and then FleaBay take their cut as well...)
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It's a necessary evil, I would rather give/trust my credit card info with one company then to entrust to multiple.
For some strange reason, OK I'm strange Steppenwolf's The Pusher[^] lyrics come to mind in this case.
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I had to talk their merchant services folks about something - the phone menu was one question, after pressing "2" I immediately got connected to a live person, and she was intelligent and helpful and not Indian outsourced to some third world country. So, I have nothing to complain about.
Marc
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I use PayPal all the time for both personal purchases and business sales. I've done that for about 10 years now and never had an issue.
CQ de W5ALT
Walt Fair, Jr., P. E.
Comport Computing
Specializing in Technical Engineering Software
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