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I refuse to even accept a Debit Card (that credit-card like item that directly targets your bank account) although I do have an ATM card (to withdraw cash at such occasions as I need it). I even closed all of my accounts with a bank and moved on to a more cooperative one when they wouldn't give me an ATM card that wasn't also a Debit Card.
I only use cash for very small purchase, like ca. $1 US, or less.
Credit Cards are definitely the way to go - so long as you follow the rule of never carrying a balance.
I have found that when there's a problem that the companies are much more aggressive in retentiving their own money (Credit Card) that retrieving you money (Debit Card).
"The difference between genius and stupidity is that genius has its limits." - Albert Einstein | "As far as we know, our computer has never had an undetected error." - Weisert | "If you are searching for perfection in others, then you seek disappointment. If you are seek perfection in yourself, then you will find failure." - Balboos HaGadol Mar 2010 |
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W∴ Balboos wrote: so long as you follow the rule of never carrying a balance.
That is the caveat, I guess.
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I pay with credit for everything, but never my own. When I see the little terminal on the counter reads out, "Swipe card" I take it literally and run with whatever card is ahead of me in line.Some people object to this for some reason, but so far none has been able to outrun me.
Will Rogers never met me.
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Slacker007 wrote: I rarely pay with a credit card, and only keep that for emergencies.
Credit cards, specifically Visa/MC have a hard loss limit for the consumer of $50. That is a legal limit and cannot be adjusted upward by the issuer. They can however lower it.
Your debit card has no such limit and your liability for loss is at the discretion of the bank that issued the card.
Credit cards also allow charge disputes of which the merchant is required to prove the transaction. I believe this is however limited to 50 miles but I doubt any card issuer would even take that into account. I don't believe that there is any such assurances with debit cards.
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I have actually learned a lot more about the benefits of credit cards versus check/debit cards. I will be looking into this more.
Thanks.
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Mrs. wife and I pay for pretty much everything by credit card, and pay off the full amount every month, so no interest paid.
That allows us to keep more money in the bank/mortgage so reducing the interest, earns a few $ in points on the card, and saves having to carry cash or find ATMs to get it out.
It also allows us to track spending from the CC statement
Of course, we're disciplined enough to not spend what we don't have - I know my Sister-In-Law just spends on the CC like its free money and ends up paying whopping interest all the time when they can't pay it off, so there's a danger in that.
One caveat also, I never use the CC in places that charge extra for doing so - for those I use the debit card.
PooperPig - Coming Soon
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Windows and ie didn't suck... that is all
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Way Way Back
.'\ /`.
.'.-.`-'.-.`.
..._: .-. .-. :_...
.' '-.(o ) (o ).-' `.
: _ _ _`~(_)~`_ _ _ :
: /: ' .-=_ _=-. ` ;\ :
: :|-.._ ' ` _..-|: :
: `:| |`:-:-.-:-:'| |:' :
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way way way back[^]
modified 20-Oct-19 21:02pm.
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On a similar note what is the name of the new edition of Windows that comes out tomorrow ?
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Window Pain / Pane
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.' '-.(o ) (o ).-' `.
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: :|-.._ ' ` _..-|: :
: `:| |`:-:-.-:-:'| |:' :
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`. `-:_| | |_:-' .'
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A little something from here[^] is all I need, maybe a nice twin seater.
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And? These are "for static display" as stated in the site!
It's much better to sit on the sofa...
I'm not questioning your powers of observation; I'm merely remarking upon the paradox of asking a masked man who he is. (V)
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Garden gnomes aren't good enough for you?
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If you get a twin seater then you will need to learn the term GIB.
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you do know that those big tanks under the wings DON'T contain Gin don't you?
You cant outrun the world, but there is no harm in getting a head start
Real stupidity beats artificial intelligence every time.
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Nope, it contains kerosene, same effect, tastes better.
~RaGE();
I think words like 'destiny' are a way of trying to find order where none exists. - Christian Graus
Entropy isn't what it used to.
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Having bathed in kerosene, I do not think it tastes all that good.
By bathed, I mean covered with kerosene from the vent pipe being blocked while putting 40 gallons (US) per minute into a storage tank.
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I'd still prefer it to a gin bath.
Corporal Agarn wrote: from the vent pipe being blocked
sh*t happens !
~RaGE();
I think words like 'destiny' are a way of trying to find order where none exists. - Christian Graus
Entropy isn't what it used to.
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Would you like Napalm with that?
Handy for those pesky neighbors eh?
New version: WinHeist Version 2.1.0 Beta
Have you ever just looked at someone and knew the wheel was turning but the hamster was dead?
Trying to understand the behavior of some people is like trying to smell the color 9.
I'm not crazy, my reality is just different than yours!
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Hi friends,
I am using ajaxtoolkit (autocomplete for textbox) in asp.net, I have two textbox1 and textbox2. Based on textbox1 return value
I want to get value of textbox 2. please help some send me sample code or example in vb.net
thank you.
regards,
asad
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Read the directive at the top of the page and post this in the ASP forum[^]
Never underestimate the power of human stupidity
RAH
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Are you sure, I think it's more a question than a discussion...
Whether I think I can, or think I can't, I am always bloody right!
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